Startup business LoanConvert your business from an idea into reality.

INTEREST RATES

as low as 3.75%

BANK TERM LOAN AMOUNTS

$10,000 - $2,000,000

REPAYMENT TERMS

2 - 10 years

Only One Application

There's only one easy application to complete. Our team of professionals are available online or over the phone to help you understand and navigate your options. Startup loans are meant to be repaid in a shorter amount of time than the 30-year term loan. This type of loan can be a great way to get the funds you need to successfully build or maintain your business until you are eligible for an business loan. Customers who qualify for a term loan may have the option to reduce their term loan interest rate by 2%.

Learn about Startup Business Loans

Be your own startup accelerator with a startup business loan. It’s a financial cushion that can take some unnecessary stress and backbreaking work out of building a business. With it, you can hire staff, lease office space, increase inventory, buy equipment, or simply cover monthly expenses while you’re growing. A startup loan empowers you to invest in your own business. Instead of giving up equity to investors, a startup loan lets you keep it while providing access to the working capital your startup needs. That means you’ll have the freedom to move into a larger office space or order the inventory you need to fulfill those massive purchase orders that keep rolling in.

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Qualifications

YES

  • Must be U.S. citizens or legal permanent residents
  • 1+ years in business
  • Personal credit score 650+
  • Cash flow to support loan payments
  • Restricted industry

NO

  • Bankruptcies or foreclosures in the last 3 years
  • Outstanding tax liens
  • Delinquencies and/or default on previous loans

Quick Overview

Startup loans are offered through the banks in the Cube Lending network for working capital.

$20,000 to $2,000,000 loan amounts

2 – 10 year repayment terms

Fixed interest rate from 3.75% to 23.99%

Monthly repayments

No prepayment penalties

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